Better management of funds Increase Straight-Through Processing Improve operational efficiency

For nearly a quarter of a century, Montran has been a world leader in providing comprehensive payment systems and clearing and settlement systems to financial institutions throughout the world. With offices in New York, London, and Cluj-Napoca(Romania) Montran provides a complete range of platform and database independent solutions. Montran's payment systems are SWIFTReady Gold labeled solutions and are presently installed in over 100 institutions, in more than 30 countries.

Global Multi-currency, multi-lingual Multi-bank, multi-branch Real-time liquidity management Flexible customization Compatible with SWIFT Large and Low Value payments Complete monitoring and reporting Operational reliability DVP, PVP

Global Payments System (GPS) The latest open-system release of Montran's successful and proven Global Payments System is an online system for the automatic processing of all payments both foreign and domestic. Real Time Gross Settlement (RTGS) This system is specifically designed to meet and exceed the standard required by Bank of International Settlement, World Bank and National Central Banks for real time gross settlement processing. Montran's RTGS solution handles any volume of large value domestic payments. Automated Clearing House (ACH) The Montran Automated Clearing House System processes payment instructions sent by participants, such as small-value credit transfers and direct debit instructions, and generates a net settlement transaction at each clearing cycle. Government Securities Registration and Settlement (GSRS) Montran's GSRS manages Government Security operations, including the settlement and registration of auction results from the primary market, sales and purchases, registration, cancellation, and execution of pledges; registration, management, and execution of repo and reverse repo agreements; payment of interest and coupons, registration and payment of partial and full security redemptions.