In-House Bank

The Montran In-House Bank (IHB) provides any corporate with a multi-bank, centralized bank-in-a-box with no need to change banks. Virtual accounts link to your banks in real-time and allow you self-service control over them all. Full ERP connectivity creates straight through cash processing and liquidity management. Available as Software-as-a-Service (SaaS) or on premise.

At A Glance

The Montran In-House Bank Platform uses Virtual Account Management (VAM) to allow any corporate or NBFI to rapidly deploy an In-House Banking structure to map to their existing bank accounts at each of their banks globally. Thus, enabling centralization of operations and controls, Bank Account Rationalization, Liquidity Optimization, Cash Visibility, FX and Currency Optimization, and Automation of Treasury Policy.

Solution Highlights

White labelled Platform for banks

The Montran platform allows any bank to offer an In-House Bank capability to their global corporate customers. The platform is delivered in a SaaS model allowing you to rapidly deploy at low cost.

Bank Agnostic In-House Bank

The Montran platform will work with your existing Bankers, no need to migrate to a new bank thus avoiding a costly, disruptive and lengthy migration. New banks can also be added at any time.

Multi-Bank and Multi-Currency

Connects to many banks simultaneously, utilizing existing banking infrastructure, including Secure File Transfer, API’s, PSD2, or proprietary links. Montran will maintain this connectivity on your behalf. This removes the initial and ongoing cost of bespoke integration.

Global and regional Centralization

Allows any organization to centralize their payments and collections operations Regionally or Globally. All accounts are now operated and maintained on one system centrally with secure connection to each of your banks.

Bank Account Rationalization

The Montran platform allows you to begin a program of bank account rationalization. This enables you to move towards the fewest number of bank accounts to suit your local and global operations.

Real-Time Reconciliation and Alerting

Real-time reconciliation and automatic funds allocation to the correct divisional, departmental or client account with strict segregation of funds in pooled or omnibus accounts.

Liquidity Management

You cannot manage what you cannot see. Once the VAM platform is deployed, full visibility and control are at your fingertips. Including Cash Concentration, Sweeping, Pooling, Target and Zero balancing as well as detailed forecasting.