Cash Pool Engine
Montran’s multi-currency Cash Pool Engine provides banks with a liquidity management platform offering cash concentration and notional pooling capabilities to its various client segments. The Cash Pool Engine is considered the cornerstone solution to achieve client liquidity objectives, maintaining complete control over liquidity holdings held at accounts within the bank, or third-party bank accounts, providing multi-bank support.
The default functionality of the cash pool engine provides an End-of-Day up to real-time cash concentration mechanism. Shadow administration is performed to keep track and manage intercompany loans created on a daily basis. Montran’s cash pool engine supports seamless sweeping rules that involve the physical movement of cash between local accounts held within the bank, its branches, or third-party bank accounts, providing multi-bank support in either direction.
Montran’s Cash Pool Engine enables single and/or multi-entity notional pools, which can be incorporated in different jurisdictions (resident and non-resident account holders), using single and/or multi-currency capability.