Multi-currency and Multi-CSM
Montran’s GPH is a multi-currency payment and settlement system, allowing the bank to process transactions supported by a wide range of clearings such as: Target2, EBA Step1 and Step2, Equens, CHAPS, Faster Payments, TIPS, RT1, Bundesbank RPS, CHIPS, FedWire, local RTGS and ACH systems as well as local Instant schemas.
Supports ISO and all Major Financial Formats
Montran is the first payments application vendor self-certified for the processing of the new ISO20022 format for SWIFT cross-border payments. The application is ISO native and supports all major financial formats such as SWIFT FIN, pain, pacs and camt messages and any local proprietary formats. The system supports various protocols including APIs (REST, SOAP), queue-based (e.g., IBM MQ, Kafka), file-based (e.g., shared directories, SFTP), etc.
Included Customer Billing and Charges Module
The Module provides an automatic calculation of charges and billing. The key feature of this module is its flexibility. Statement production can be customized to both bank and individual customer requirements.
Some of the included features are:
- Real-Time or Periodical Charges Settlement
- Multiple Charges
- Charges Calculation
- Flexible Charges Rate
Rule Based Payment Type Determination and routing of messages and files
GPH includes a very flexible rule engine used for flow control as well as payment type determination.
Real-time Monitoring, Reporting and Control of Liquidity
GPH offers a wide range of monitors which help the bank control their position in relation to each of the clearings. All information is updated in real-time with no delays. Cap limits maintenance for each of the clearings is available, allowing the bank to control their outgoing funds.
Flexible and Scalable Architecture
GPH is a pure Java application, using IP-based communication and web based thin-client interface.
Provides high-level, sophisticated security mechanisms that are approved and certified by central banks and industry organizations.