High Availability and Performance
Montran’s IPS solution is the perfect match for the demanding requirements of 24/7 processing, always on, retail focused payment rails. Montran’s IPS provides the instant availability of funds in the beneficiary’s account, irrevocability, and the assurance of delivery.
Open Standards for Maximum Interoperability
Montran is an early adopter of open, emerging communication standards: all IPS interactions are based on the ISO20022 messaging open standard. The solution is in full compliance with many global Instant Payments Schemes including the SEPA SCTInst payment schema developed by the European Payments Council and the US TCH Real-Time Payments System.
Value-Added Services Suite
Montran’s IPS solution encompasses a number of optional Value-Added Services:
- Proxy Database
- Fraud Detection
- Compliance Enforcement
- Digital Wallet
- Mobile Payment Applications
- eCommerce Integration
The Value Added Services suite enables IPS operators to optimally roll out new products to match present and future market expectations, all from a unified and coherent IPS platform.
Comprehensive Connectivity and Open API Solutions
As part of the IPS Platform, Montran provides solutions to facilitate easy access and integration with the back-office systems of the IPS participants, including but not limited to Technical Connectivity, Open APIs and Stand-In Accounting.