Automated Clearing House

Montran is the world’s leader in ACH infrastructure solutions, enabling Central Banks and Clearing Institutions to streamline operations, comply with latest standards, enhance domestic and regional clearing arrangements, tighten security, and identify new revenue streams through an open, future proof and platform independent solution.

At A Glance

The Montran Automated Clearing House (ACH) solution provides an electronic clearing system that enables the full spectrum of payment instructions to be exchanged among financial institutions. Montran’s ACH powers some of the largest clearing houses worldwide and supports advanced clearing technologies and instruments: 24/7 ACH Push Payments, Direct Debits, and Digital Cheques.

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Solution Highlights

24/7 High Performance and Capacity

Montran’s solutions power Clearing Houses from medium to very high volumes leveraging the unparalleled scalability of the ACH platform on regular environments, by use of a modular component structure to meet individual requirements and provide flexibility for growth and expansion as needs arise.

Enhanced Messaging Standard Support

Montran’s ACH solution allows for adoption of a variety of messaging standards, with ISO20022 and NACHA compliance out of the box, providing Clearing House operators with a relevant future roadmap with backward compatibility in hybrid scenarios.

ACH payment entry and processing using standard message formats with or without image records, i.e. ISO20022, X9, NACHA, SWIFT XML, bulk payment and country specific message formats.

Highly Secure

Montran’s ACH solutions hold a perfect security track record, with no successful attacks on any Montran ACH customer over the past decade.

Benefits

FACILITATES COMPLETE DIGITAL PAYMENT CLEARING ACROSS A WIDE RANGE OF MARKET PARTICIPANTS

All digital payment instructions are covered by the Montran ACH solution: credit transfers, direct debits, cheques, eCheques, letters of credit, guarantees, enabling wide participation from Banks, Corporates, Government, Public Utilities, and Micro Financing operations.

LOW MAINTENANCE THROUGH AUTOMATION

Highly automated straight through processes support Clearing Houses and participants in optimizing and reducing maintenance costs and supervision operations.

INNOVATIVE CLEARING MECHANISMS

Montran’s ACH solution is powered by a flexible clearing mechanism that puts the Clearing House operator in the driving seat for market growth, onboarding and new product rollout, including regular and 24/7 ACH operations.

At A Glance

The Montran Automated Clearing House (ACH) solution provides an electronic clearing system that enables the full spectrum of payment instructions to be exchanged among financial institutions. Montran’s ACH powers some of the largest clearing houses worldwide and supports advanced clearing technologies and instruments: 24/7 ACH Push Payments, Direct Debits, and Digital Cheques.

Related Solutions

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