Digital Financial Services
Montran’s Digital Financial Services Suite enables complete participation of all population segments to the digital, cashless economy, while providing comprehensive interoperability with existing payment rails such as interbank and card networks.
Montran’s Central Bank Digital Currency (CBDC) provides a trusted and secure digital form of a country’s fiat currency for cashless payments. In lieu of printing cash money, a Central Bank issues CBDC backed by the full faith and credit of the government. Montran’s CBDC solution offers true flexibility in design, architecture, infrastructure, and access models, providing seamless interoperability for all stakeholders and players in the financial ecosystem.
Montran’s Mobile Payments and Digital Wallet Platform is a complete, turn-key solution that provides cashless and cardless Person-to-Person, Request to Pay, Person-to-Merchant payments. Extendable developer kits are available to supplement the base platform services.
Montran Mobile Payments is designed to maximize interoperability with other clearing and settlement systems, through the usage of open messaging protocols ISO20022, ISO8583, and open APIs.
Fraud Detection and Prevention
The trend towards Instant Payments is clear by now. But as some like to say, Instant Payments means instant fraud. Banks have a tough time finding fraud detection solutions that work within the difficult time constraints of an Instant Payments flow. National Banks and clearing and settlement institutions are looking for centralized solutions to help their participant banks.